Mobile phone showing line of credit
Pre-IPO startup employees

Get liquidity,
keep every share.

A line of credit secured by your private company options and RSUs.

See if you qualify
Piggy Bank

Free to open with no obligation to borrow.

No credit

No credit checks or reporting.

No liability

No personal risk related to company performance. Your stock is the only collateral.

Drink with a Straw

Use the cash for nearly anything.

How it works

It’s really simple. Get access to cash in minutes.

See if you qualify
1

Open a line of credit with no obligation or fees

2

Draw funds whenever you want

3

Pay us back when your loan matures or your equity becomes liquid, whichever happens first

The accessible & affordable
liquidity option

2.5%
draw fee
0%
of pledged stock as a fee
RSUs
and options
Other loans
10-20%
of pledged stock as a fee
4+%
origination fee
No RSUs
excludes majority of employees

What can you use Multiply for?

Home

Buy a house

Drink with a Straw

Take a vacation

Paintbrush

Start a renovation

Graduation Cap

Pay off other loans

Book

Exercise options

Money Transfer

Diversify investment

Diamond

Plan your wedding

Credit Card

Day-to-day spending

Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.

See if you qualify

Multiply partners with late-stage private tech companies. Check if your company offers Multiply as an employee benefit.

See if you qualify