Mobile phone showing line of credit
Pre-IPO startup employees:

Get liquidity,
keep every share.

A line of credit secured by your private company shares and a liquidity solution for RSU holders.

See if you qualify
Piggy Bank

Free to open with no obligation to borrow.

No credit check

No reporting to credit bureaus

Take a vacation

Use the cash for nearly anything.

How it works

It’s really simple. Get access to cash in minutes.

See if you qualify
1

Open a line of credit with no obligation or fees

2

Draw funds whenever you want

3

Pay us back when your loan matures or your equity becomes liquid, whichever happens first

The accessible & affordable
liquidity option

Equity Fee
Draw Fee
Interest
Collateral
0%
UP TO
3%†
13.34%†
APR*†
Your equity is the only collateral.
* We calculate the interest rate by adding 8% to the 3 month term SOFR benchmark rate from the last business day of the prior month. Our rate for June 2024 is 5.34%.
† Lower rates available when Multiply partners with your company

What can you use Multiply for?

Buy a house

Buy a house

clouds

Emergency funds

Start a renovation

Start a renovation

Pay off other loans

Pay off other loans

Exercise options

Exercise options

Diversify investments

Diversify investment

Plan your wedding

Plan your wedding

Day-to-day spending

Day-to-day spending

Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.

See if you qualify

Multiply is available to anyone who owns shares at approved private tech companies.

See if you qualify