Mobile phone showing line of credit
Pre-IPO startup employees

Get liquidity,
keep every share.

A line of credit secured by your private company shares and a liquidity solution for RSU holders.

See if you qualify
Piggy Bank

Free to open with no obligation to borrow.

No credit check

No credit checks or reporting.

No personal liability

No personal risk related to company performance. Your stock is the only collateral.

Take a vacation

Use the cash for nearly anything.

How it works

It’s really simple. Get access to cash in minutes.

See if you qualify
1

Open a line of credit with no obligation or fees

2

Draw funds whenever you want

3

Pay us back when your loan matures or your equity becomes liquid, whichever happens first

The accessible & affordable
liquidity option

Provider
Equity Fee
Draw Fee
Interest
Collateral
Multiply
0%
3%*
8%*
plus three month term SOFR floating rate†
Your equity is the only collateral.
Others
10-45%
4%+
?
Rates are not publicly disclosed. We wonder why?
Collateral and recourse options vary. Check your contract very carefully.
* Lower rates available when Multiply partners with your company.
† Our three month term SOFR rate for June is 5.29%.

What can you use Multiply for?

Buy a house

Buy a house

clouds

Emergency funds

Start a renovation

Start a renovation

Pay off other loans

Pay off other loans

Exercise options

Exercise options

Diversify investments

Diversify investment

Plan your wedding

Plan your wedding

Day-to-day spending

Day-to-day spending

Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.

See if you qualify

Multiply is available to anyone who owns shares at approved private tech companies.

See if you qualify