Mobile phone showing line of credit
Pre-IPO startup employees

Get liquidity,
keep every share.

A line of credit secured by your private company shares and a liquidity solution for RSU holders.

See if you qualify
Piggy Bank

Free to open with no obligation to borrow.

No credit

No credit checks or reporting.

No liability

No personal risk related to company performance. Your stock is the only collateral.

Drink with a Straw

Use the cash for nearly anything.

How it works

It’s really simple. Get access to cash in minutes.

See if you qualify
1

Open a line of credit with no obligation or fees

2

Draw funds whenever you want

3

Pay us back when your loan matures or your equity becomes liquid, whichever happens first

The accessible & affordable
liquidity option

Provider
Equity Fee
Draw Fee
Interest
Collateral
Multiply
0%
3%*
8%*
plus three month term SOFR floating rate†
Your equity is the only collateral.
Others
10-45%
4%+
?
Rates are not publicly disclosed. We wonder why?
Collateral and recourse options vary. Check your contract very carefully.
* Lower rates available when Multiply partners with your company.
† Our three month term SOFR rate for November is 4.11%.

What can you use Multiply for?

Home

Buy a house

Drink with a Straw

Take a vacation

Paintbrush

Start a renovation

Graduation Cap

Pay off other loans

Book

Exercise options

Money Transfer

Diversify investment

Diamond

Plan your wedding

Credit Card

Day-to-day spending

Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.

See if you qualify

Multiply is available to anyone who owns shares at approved private tech companies.

See if you qualify