For Ramp Employees
Get liquidity,
keep every share.
A line of credit secured by your vested Ramp shares.
Get Started

1
Open a line of credit with no obligation or fees
2
Draw funds whenever you want
3
Pay us back when your loan matures or your equity becomes liquid, whichever happens first
The accessible & affordable liquidity option
Provider
Equity Fee
Draw Fee
Interest
Collateral
Multiply
0%
2.5%
7%
plus three month term SOFR floating rate**
Your equity is the only collateral.
Others
10-45%
4%+
?
Rates are not publicly disclosed. We wonder why?
Collateral and recourse options vary. Check your contract very carefully.
** Our three month term SOFR rate for May is 5.08%.

What can you use Multiply for?

Buy a house

Take a vacation

Start a renovation

Pay off other loans

Exercise options

Diversify investment

Plan your wedding

Day-to-day spending
Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.
Get started today
Multiply is available to all Ramp employees
with vested and exercised shares.
Free to open with no obligation to borrow.
No credit checks or reporting.
No personal risk related to company performance. Your stock is the only collateral.
Use the cash for nearly anything.
