For Ramp Employees
Get liquidity,
keep every share.
A line of credit secured by your vested Ramp shares.
Get Started
1
Open a line of credit with no obligation or fees
2
Draw funds whenever you want
3
Pay us back when your loan matures or your equity becomes liquid, whichever happens first
The accessible & affordable liquidity option
Equity Fee
Draw Fee
Interest
Collateral
0%
2.5%
12.30%
APR*
Your equity is the only collateral.
* We calculate the interest rate by adding 7% to the 3 month term SOFR benchmark rate from the last business day of the prior month. Our benchmark rate for April 2024 is 5.30%.
What can you use Multiply for?
Buy a house
Emergency funds
Start a renovation
Pay off other loans
Exercise options
Diversify investment
Plan your wedding
Day-to-day spending
Or nearly anything else. Let us provide you with the funds you need to do what you want to do, from a down payment on your dream home to a vacation to relax and recharge.
Get started today
Multiply is available to all Ramp employees
with vested and exercised shares.
Free to open with no obligation to borrow.
No reporting to credit bureaus.
No personal risk related to company performance. Your stock is the only collateral.
Use the cash for nearly anything.
