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OFFICIAL RULES — MULTIPLY GROVE 2026 SWEEPSTAKES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR BOOKING WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.

  1. Sponsor

This promotion ("Sweepstakes") is conducted by Multiply Capital Management LLC, d/b/a Multiply Mortgage ("Sponsor"). 

  1. Eligibility

Open only to legal residents of the United States of America who are 18 years of age or older at the time of entry and attending Sequoia Grove 2026 (San Francisco, CA, October 15, 2026). Employees, contractors, and immediate family members (spouse, parents, children, siblings) or household members of Sponsor are not eligible to enter or win. Void where prohibited.

  1. Entry Period

The Sweepstakes begins at 1:00 PM PT on 10/15/2026 and ends at 6:00 PM PT on 10/15/2026 ("Entry Period"). All entries must be received within the Entry Period.

  1. How to Enter

NO PURCHASE NECESSARY. Entrants may enter by (a) scanning the QR code provided and booking a meeting with the Multiply team during the Entry Period, or (b), at no cost, by emailing your full name and email address to marketing@multiplymortgage.com with the subject line "Sequoia Grove Sweepstakes Entry" during the Entry Period. Limit one (1) entry per person regardless of method of entry.

  1. Prizes

One (1) winner will receive one (1) Le Creuset gift basket (approximate retail value: $500; total prize pool value: $500). Prize is non-transferable. No cash equivalent or substitution will be made, except that Sponsor reserves the right to substitute a prize of equal or greater value at its sole discretion.

  1. Winner Selection and Notification

One (1) winner will be selected in a random drawing from among all eligible entries received during the entry period. The drawing will take place at the event at 6:30 PM PT on Thursday, October 15 at the end of the  Entry Period on Thursday, October 15, 2026. The winner will be notified via a live drawing at the event at 6:30pm. If a selected winner cannot be reached or fails to timely claim the prize, Sponsor reserves the right to select an alternate winner in the same manner.

  1. Odds of Winning — Consumer Disclosure

ODDS OF WINNING DEPEND ON THE TOTAL NUMBER OF ELIGIBLE ENTRIES RECEIVED

DURING THE ENTRY PERIOD. ˛. One (1) prize will be awarded, and the winner will be drawn at random from all eligible entries.

  1. Taxes

Winner is solely responsible for any and all applicable federal, state, and local taxes associated with acceptance and use of the prize. Sponsor may issue an IRS Form 1099 as required by law.

  1. Release and Limitation of Liability

By entering, participants release and hold harmless Sponsor and its affiliates, officers, directors, employees, and agents from any and all liability for any injuries, losses, or damages of any kind arising from participation in this Sweepstakes or acceptance, receipt, or use of any prize.

  1. Use of Information

Personal information collected in connection with this Sweepstakes will be used by Sponsor in accordance with its Privacy Policy, available here, and may be used to contact entrants for marketing purposes.

  1. General Conditions

Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if fraud, technical failure, or any other factor impairs the integrity of the Sweepstakes, as determined by Sponsor in its sole discretion. This Sweepstakes is governed by the laws of the State of California, without regard to conflict of law principles.

  1. Sponsor Contact

Questions regarding these Official Rules may be directed to marketing@multiplymortgage.com.

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All mortgage applications and mortgage-related transactions are processed through Multiply Mortgage and are subject to applicable Multiply Mortgage terms, policies, licensing, and regulatory requirements. NMLS License #2591889 (www.nmlsconsumeraccess.org)

*This is an illustrative estimate only, based on retail interest rates generally available to well-qualified consumers in states Multiply Mortgage serves. This estimate is not intended to be relied upon for any purpose. All lending decisions are subject to credit and other approvals. Available terms and actual results may vary.

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