OFFICIAL RULES — MULTIPLY NAPEO 2026 SWEEPSTAKES
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR BOOKING WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.
- Sponsor
This promotion ("Sweepstakes") is conducted by Multiply Capital Management LLC, d/b/a Multiply Mortgage ("Sponsor").
- Eligibility
Open only to legal residents of the United States of America who are 18 years of age or older at the time of entry and attending NAPEO 2026 (Marco Island, FL, September 15–17, 2026). Employees, contractors, and immediate family members (spouse, parents, children, siblings) or household members of Sponsor are not eligible to enter or win.
- Entry Period
The Sweepstakes begins on 4:45 PM ET on 9/16/2026 and ends at 5:00 PM ET on 9/17/2026("Entry Period"). All entries must be received within the Entry Period.
- How to Enter
Entrants may enter by (a) scanning the QR code provided and booking a meeting with the Multiply team during the Entry Period, or (b) for a no-cost method of entry, emailing your full name and email address to marketing@multiplymortgage.com with the subject line "NAPEO Sweepstakes Entry" during the Entry Period. Limit one (1) entry per person regardless of method of entry.
- Prizes
Two (2) winners will each receive one (1) $500 Delta Airlines gift card (approximate retail value: $500 each; total prize pool value: $1,000). Prizes are non-transferable. No cash equivalent or substitution will be made, except that Sponsor reserves the right to substitute a prize of equal or greater value at its sole discretion.
- Winner Selection and Notification
Two (2) winners will be selected in a random drawing from among all eligible entries received at the end of the Entry Period on Thursday, September 17, 2026. Winners will be notified via the email address provided at entry within1 business day. Winners must respond within 7 days of notification to claim their prize. If a selected winner cannot be reached or fails to timely claim the prize, Sponsor reserves the right to select an alternate winner in the same manner.
- Odds of Winning — Consumer Disclosure
ODDS OF WINNING DEPEND ON THE TOTAL NUMBER OF ELIGIBLE ENTRIES RECEIVED
DURING THE ENTRY PERIOD. Odds are stated separately for each of the two prizes offered,and each prize has identical odds since winners are drawn from the same entry pool.
- Taxes
Winners are solely responsible for any and all applicable federal, state, and local taxes associated with acceptance and use of the prize. Sponsor may issue an IRS Form 1099 as required by law.
- Release and Limitation of Liability
By entering, participants release and hold harmless Sponsor and its affiliates, officers, directors, employees, and agents from any and all liability for any injuries, losses, or damages of any kind arising from participation in this Sweepstakes or acceptance, receipt, or use of any prize.
- Use of Information
Personal information collected in connection with this Sweepstakes will be used by Sponsor in accordance with its Privacy Policy, available here, and may be used to contact entrants for marketing purposes.
- General Conditions
Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if fraud, technical failure, or any other factor impairs the integrity of the Sweepstakes, as determined by Sponsor in its sole discretion. This Sweepstakes is governed by the laws of the State of California, without regard to conflict of law principles.
- Sponsor Contact
Questions regarding these Official Rules may be directed to marketing@multiplymortgage.com.