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What is Multiply?

Multiply is a free homeownership benefit that helps employees navigate buying, refinancing, and owning a home.

Employees get access to experienced mortgage advisors, competitive mortgage rates, and tools designed to make major home-financing decisions simpler. Multiply is offered by employers as an employee benefit, at no cost to employees to access.

Employees can use Multiply whether they are:

  • Thinking about buying a home and want to understand what they can afford
  • Preparing for a future purchase
  • Actively shopping for a mortgage
  • Considering refinancing an existing mortgage
  • Looking for ongoing help understanding their home financing options

There is no obligation to take out a mortgage with Multiply.

How does the Rippling integration work?

Employees can launch Multiply from Rippling and use single sign-on (SSO) to get started. From there, the employee interacts directly with Multiply and provides any information needed within the Multiply experience.

Rippling does not currently share employee, payroll, benefits, or other HR data with Multiply.

What information is shared between Rippling and Multiply?

There is currently no ongoing data sharing or data synchronization between Rippling and Multiply.

Rippling is used to provide employees with convenient access to Multiply through SSO. After entering Multiply, employees provide their information directly to Multiply. Information entered into Multiply does not sync back to Rippling.

How do employees get started?

Employees can:

  1. Find Multiply within Rippling
  2. Select the Multiply benefit
  3. Sign in using Rippling SSO
  4. Complete their profile directly in Multiply
  5. Explore available tools or connect with a Multiply mortgage advisor

No additional technical setup or data mapping is required from employees.

FAQs

Does Rippling send my employee information to Multiply?
No. Rippling does not currently send employee profile, payroll, benefits, or other HR data to Multiply.

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Why do I need to enter information after signing in through Rippling?
Rippling provides access and authentication through SSO, but your information is not automatically transferred. You will provide any information needed directly within Multiply.

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Will information I enter into Multiply appear in Rippling?
No. Information entered into Multiply does not sync back to Rippling.

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What can I use Multiply for?
Multiply can help with homebuying, mortgage financing, refinancing, and understanding your broader home financing options.

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Do I have to be ready to buy a home to use Multiply?
No. Employees can use Multiply well before they are ready to buy. You can use the benefit to understand affordability, prepare for a future purchase, or ask questions about an existing mortgage.

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Do I have to get a mortgage through Multiply?
No. Employees can explore the benefit and speak with an advisor without any obligation to take out a mortgage.

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Does my employer see the information I provide to Multiply?
Personal mortgage and financial information provided to Multiply is not shared with your employer through the Rippling integration.

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What happens if my information changes in Rippling?
Because there is no data sync today between the two systems, updates in Rippling will not automatically update your Multiply profile. Any relevant information can be updated directly within Multiply.

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Who should I contact if I have trouble using Multiply?

Employees can contact the Multiply team directly (rippling@withmultiply.com) for questions about their account, home financing, or using the benefit.

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© 2026 Multiply Enterprise Holdings, DBA Multiply. All Rights Reserved.

All mortgage applications and mortgage-related transactions are processed through Multiply Mortgage and are subject to applicable Multiply Mortgage terms, policies, licensing, and regulatory requirements. NMLS License #2591889 (www.nmlsconsumeraccess.org)

*This is an illustrative estimate only, based on retail interest rates generally available to well-qualified consumers in states Multiply Mortgage serves. This estimate is not intended to be relied upon for any purpose. All lending decisions are subject to credit and other approvals. Available terms and actual results may vary.

50 S. Steele St. Suite 325 Denver, CO 80209

If you have an existing personal line of credit, it will continue to be serviced pursuant to the terms of your existing account agreement.
Equal Housing Opportunity

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